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Mrs. Sitha S., 42, and her husband, Mr. Vei Nop, are farmers who grow rice in Svay At Commune, Pursat Province. Sitha has been growing rice since 1979 and currently earns around US$2.5 per day. She has seven children, one of whom is married. One of her children is photographer who works far from home and the remaining five live at home and go to school.

To reduce difficulty of her farming activities, she would like to request a loan of US$1,000. With part of the loan, she will purchase buffaloes to use as draft animals to plow their farmland. She will use the remainder of the loan to purchase a cart that the buffaloes can pull for transportation.

Mrs. Sitha's husband is pictured because Sitha was not available.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sitha to purchase buffaloes to plow their farmland and a cart for the buffaloes to pull.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2008
Sep 25, 2008
Currency Exchange Loss:
Nov 15, 2009