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Mira Ambika Shg Group
In this Group: Tikili, Abanti, Mamata, Mamata, Madhabi, Harapriya, Rangabati, Anjali, Binodini
The "Mira Ambika Shg" group consists of nine members from a small village of Jajpur district, Odisha, India, with Tikili selected as the Kiva representative. Tikili has volunteered to be the Kiva group representative; in the photo she is standing with her hand raised.

Tikili is 35 years old and has been a farmer for ten years. Tikili works as a farmer to provide a standard life for her two children. The community and other farmers know Tikili as friendly, hardworking, reliable, trustworthy and an experienced farmer. Tikili described her harvest last year as good, but hopes she can have an even better one with the support of the People's Forum and the other farmers in her group.

Tikili will use her Kiva loan portion to cover the initial cost of purchasing the seeds and fertilizer for her cropland.

She, along with her group members want to say "Thank you" to Kiva and its lenders for this support.

Additional Information

More information about this loan

This loan is designed for single mothers, widows and unmarried women, who are often excluded from Self-Help Groups in India. Many of these women, usually with families to support, do not have access to microfinance and often work as casual labor or domestic help. Self Help Groups are hesitant to accept them due to the social stigma attached to their status and very few microfinance organizations offer loans to individuals. By supporting this loan, you are enabling a poor woman in India to establish or grow her business.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


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About India

  • $4,000
    Average annual income
  • 49
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 62.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Mira Ambika Shg Group's $2,175 loan helped a member to cover the initial cost of purchasing the seeds and fertilizer for her cropland.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 8, 2014
Feb 5, 2014
Currency Exchange Loss: