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Colineñas S.b. Group
In this Group: Iris Dinora, Bessy Lilami, Gloria Argentina
Iris, 38, is married and has three children. She lives in San José de Colinas in Santa Bárbara with her two minor children. For several years she has been in the grocery business selling goods such as sugar, rice, shortening, vegetables, soft drinks, doughnuts, brad, juices, canned goods, etc. She has taken out ten loans, including this one for 10,000 HNL which she will use to buy food products such as basic grains and vegetables. Her plan is to expand her business to give her children the support they need.

The communal bank group is called Colineñas S.B. and is comprised of three women who live in the same community. They are involved in grocery and merchandise sales. The group loan is for a total 26,000 HNL to be invested in their businesses for sales. In the photograph, from left to right, are Iris, Bessy, and Gloria.
View original language description ↓
Iris, tiene 38 años de edad, esta casada, tiene 3 hijos, vive en San José de Colinas, Santa Bárbara junto a sus dos hijos menores. Tiene varios años de dedicarse al negocio de pulpería donde vende productos alimenticios como azúcar, arroz, manteca, verduras, refrescos, churros, pan, jugos, productos enlatados etc. Lleva 10 ciclos de prestamos con el actual que es por 10,000 lempiras, con el cual va surtir el negocio de productos alimenticios como granos básicos y verduras, su plan es crecer con el negocio para darle manutención necesaria a sus hijos.
El grupo se llama Colineñas S.B. esta formado por 3 mujeres, que viven en la misma comunidad, se dedican al comercio de pulpería y mercadería. El total del préstamo grupal es por 26,000 Lempiras y lo invertirán en sus negocios para la venta. En la foto se encuentra Iris a la Izquierda, Bessy y doña Gloria de falda blanca a la derecha.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Honduras

  • $4,800
    Average annual income
  • 67
    View loans »
    Honduras Loans Fundraising
  • $9,995,000
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Colineñas S.b. Group's $1,325 loan helped a member to buy basic grains and vegetables to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 25, 2014
Feb 24, 2014
Currency Exchange Loss:
Dec 17, 2014