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Simnu Group
In this Group: Chungyang, Hethiem, Sorcham, Ringoi, Tonisa, Ngirning, Khelsoring, L Hoiring, R Chongtin, S Kipsin, Tingen, S Chongbong, Domzoukim, Sorsin
Simnu Group is formed by 14 women members living in the same village in Manipur, one of the northeastern states in India. The village is about 45 kms from main capital town of Manipur.

Chungyang, 45, is pictured with raised hand, and she is the featured borrower for the group. The group members are engaged in different income generating activity and they are all hardworking.

Chicken has been the only option for generating income for Chungyang. She had only a primary education that does not allow her to get a good governmental job. She stays at home and besides raising the chickens she manages the household affairs as her sons are not at home and her husband works on the farm. She takes keen interest in her chickens and also generates good income. She usually gets the chicken feeds from the main market and usually buys them in stocks.

With the help of the KIva loan, she will purchase more chicks and raise them. Selling chicken is not a very difficult task. Buyers from the main market come down to the village where Chungyang lives and purchase them in large numbers. Demand is high and supply is insufficient because she could not raise large numbers.

She wishes to build a larger coop for expansion of her chicken business. She says, "Thank you so much, Kiva, for giving me this opportunity to purchase chicks.” She says that she never dreamt that distant friends from the other side of the world would help her someday. She will also repay the loan on time and will work very hard to become the most successful poultry farmer.

The rest of the group members are also engaged in piggery and weaving.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 118
    View loans »
    India Loans Fundraising
  • $6,155,000
    Funds lent in using Kiva
  • 62.6
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Simnu Group's $3,375 loan helped a member to purchase more chicks to raise.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 7, 2014
Feb 4, 2014
Currency Exchange Loss: