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Ruslan A. is a 23-year-old and very passionate man who raises calves for meat production. He lives with his parents who are retired now. He thanks his parents who taught him from a very young age how to look after, raise, and sell calves. He finished high school and decided to engage in livestock activity and follow his father.

As calf-breeding is the only source of income in his family, he tries very hard to keep his economic situation stable, but every day it is getting harder and harder as prices for fodder increase. He needs additional animals to stabilize the situation and provide normal conditions for his elderly parents.

Ruslan`s dream is to marry and have two children who will enter university. But now he has to look after his parents and work hard for the future.

To help him to approach his dream, he needs first to expand his business and for this purpose he has applied for 1000 USD. We hope that your support will help him approach his dream much faster!

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 52
    View loans »
    Azerbaijan Loans Fundraising
  • $14,698,475
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ruslan to purchase three calves and fodder.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 6, 2008
Sep 22, 2008
Currency Exchange Loss:
Feb 15, 2010