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Hadji was born in Fuzuli city in 1971. At 21 years old, his motherland was occupied by Armenians, and Hadji’s family is IDP (Internally Displaced Person). Hadji is married, and a father of a child. They live in Bala Bahmanli village of the Fuzuli region. His child is 16, he goes to tenth class of school, and is preparing for university. His wife is a housewife, and Hadji is a taxi driver. Hadji is a hard-working man and loves his job. Now he needs a loan in the amount of 1350 AZN (Azerbaijan New Manat). Hadji has applied to the Komak company. With this loan he wants to buy winter wheels and anti-crash chain. Hadji is thankful to Kiva and lenders for help. In the future he wants to repair car saloons.

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More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD