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Santan Group
In this Group: Roselia, Tessa, Cely, Rosita, Floresca
Roselia is the featured borrower of the Santan group. She got together with the other group members to acquire a loan from Kiva's partner, Al Majmoua, because they have always been close friends since they left their home towns in the Philippines to work in Lebanon. Most of the groups members work as housekeepers to support their beloved families properly.

Roselia is a 47-year-old married mother of four children. She sells clothes, which is a good income business, and she works hard to develop it as much as she can to make sure that the clothes fit her customers' needs and satisfy their desires. Roselia's loan will be invested in increasing her business merchandise with special winter and newly-released spring collections, which she will get at special competitive prices that will help her in increasing her business capital and attracting more customers.

In the photo, Roselia is the second from the left, wearing a light blue scarf. From left to right, the group members in the photo are Floresca, Roselia, Tessa, Cely and Rosita.

Additional Information

More information about this loan

This loan helps Palestinian refugees living in Lebanon, specifically in refugee camps throughout the country. Palestinian refugee camps in Lebanon often have poor infrastructure and do not receive the same basic services as the rest of the country. Palestinian refugees have been marginalized by the Lebanese government and society, as they face many restrictions and discrimination in the work, educational, and health fields. By funding this loan, you are helping these marginalized individuals develop their businesses and provide for their families.

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 67
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Santan Group's $1,500 loan helped a member to increase her business merchandise with special winter and spring collections.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 9, 2014
Feb 3, 2014
Currency Exchange Loss:
Aug 17, 2014