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Shabana's Group
In this Group: Shabana, Mehnaz, Shabana Bibi
Shabana is a 32-year-old woman, residing in Rawalpindi, Pakistan. She has two sons and two daughters. She lives with her family and her husband is responsible for her entire family's household. Shabana has been providing a service of cap-making for 15 years.

Shabana has applied for a Kiva group loan with other two members from Kiva's field partner, BRAC Pakistan because she needs to purchase some clothes in bulk to make fauji caps. This loan will enable her to purchase the clothes for sewing caps and also provide her assistance in making savings for her household. This will also help her to generate profit margins and to increase sales. Shabana is very thankful to Kiva and BRAC Pakistan.

Note: Shabana has raised her hand in the photo.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 261
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 105.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shabana's Group's $625 loan helped a member to buy clothes in bulk to make fauji caps to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Feb 3, 2014
Currency Exchange Loss:
Jul 20, 2014