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Salma is 41 years old and is living with her husband and children in the area of Lahore, Pakistan.

Her husband provides the services to change the seat covers of vehicles. He purchases ready-made seat covers and stitches as well. His shop is situated in the vehicles' workshop market. He has to be picked by a customer and then must convince them to change the seat covers of their vehicle.

He does not take too much of the customer's time and quickly changes the seat covers. Earlier he was providing services only for motorbikes seats, but now he wants to provide services for the various cars as well. For this purpose he wants to buy various colors and types of rexine (an artificial leather) so that he could show his arts for sewing car seats also.

Therefore, Salma requested a loan from Kiva’s field partner BRAC Pakistan, so that her husband can buy various types of rexine.

Salma gives thanks to Kiva and their field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 242
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 105.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Salma to buy raw material for sewing seat covers for vehicles.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Feb 3, 2014
Currency Exchange Loss:
Nov 17, 2014