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Ahmad is 34 years old. He lives with his wife in a village near Ramallah city called Almughayer. He has five children, and four of them attend primary school. Ahmad hopes to be able educate his children and give them the best in their life, so he is working hard for that. His main job is construction work.

Ahmad is asking Ryada for this loan to buy flagstones to pave his house and repair the ceiling to prevent the water from flowing down, which will help him to take a step forward, because he has a shortage of money to buy the things he needs. He is very grateful to everyone who helps him.

Additional Information

More information about this loan

This loan is part of Ryada’s efforts to reach areas of the West Bank which are underserved due to the political situation. Funds will be used to finance housing improvements in refugee camps and Areas B and C of the West Bank. The Palestinian Authority currently has limited to no authority in these areas, making it very difficult for individuals to acquire official construction and building permits. Without the necessary documentation, banks are unlikely to lend to these individuals. By supporting this loan, you are helping individuals overcome this challenge so that they can improve their living conditions.

About Vitas Palestine

Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and Vitas Palestine are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Palestine

  • $4,900
    Average annual income
  • 142
    View loans »
    Palestine Loans Fundraising
  • $14,274,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Ahmad to buy flagstones to pave his house and repair the ceiling to prevent the water from flowing down.
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jan 26, 2014
Feb 2, 2014
Currency Exchange Loss:
Mar 4, 2014