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This borrower is 25 years old and has been selling books for two years. Her business is located in her home. She sells all types of educational books and has many customers who look for good prices. The income she earns from her work helps with the household expenses.

The borrower lives in her own home with her mother. She is requesting a loan so that she can buy more books to sell. As a result, she can continue her work and generate good profits so that she can provide a better life for her mother without any limitations.
View original language description ↓
La clienta de 25 años de edad dese hace dos años se dedica a la venta de libros su negocio lo tiene ubicado en su lugar de residencia vende todo tipo de libros educativos y posee mucha clientela que la buscan por los buenos precios, con lo que obtiene de su trabajo ayuda en los gastos del hogar, vive en casa propia con la madre, la clienta está solicitando un crédito para la compra de mas libros para vender y así seguir con su trabajo que le genera buenas ganancias y asi ella su madre puedan tener una mejor vida sin limitaciones algunas.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 547
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy books at wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 22, 2014
Feb 24, 2014
Currency Exchange Loss:
Feb 20, 2015