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Arco Iris Group
In this Group: Esmeni Liberata, Roberta Celinda, Jesus, Sabina Ignacia, Gudelia Benerilda, Hermenejildo Andres, Benilda Sabina, Amel Lionel, Narcisa Bethy, Narcisa, Gilberto Enil, Maria Isabel, Jonathan Lincolls, Luther Milton, Eloy Guillermo, Ymael Tennezon

Update on Arco Iris Group

The “Arco Iris” group is made up of farmers and wholesale traders. Roberta is 53, and is a widow with 3 independent children. She raises cows and horses, something she learned at an early age from her parents. She also sells cheese and milk that she gets from her cows. She will invest her loan in buying feed for her cows and horses. The whole group is grateful for the loan. Roberta is the person who is seated on the left of the photo, wearing a red polo shirt.
View original language description ↓
El grupo “ARCO IRIS” está conformado por socios ganaderos y comerciantes minoristas. Roberta tiene 53 años es viuda con 03 hijos independientes. Ella se dedica a la crianza de vacas caballos desde muy joven actividad que aprendió con sus padres. Y a la vez venda queso leche que obtiene de la crianza de sus vacas. El préstamo lo invertirá en la compra de alimentos para sus vacas y caballos. El grupo agradece por el préstamo brindado. Celinda es la persona sentada del lado izquierdo viste polo rojo.

Previous Loan Details

Narcisa is fifty-three and is a widow. She has a business selling tamales and ground corn as a street vendor. She also raises poultry like chickens and ducks. In this way, she has been able to educate her children when they were still dependent on her. Years ago, she was a housewife. She wil... More from Arco Iris Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Arco Iris Group's $5,375 loan helped a member to buy feed for her cows and horses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Feb 4, 2014
Currency Exchange Loss:
Aug 17, 2014