A loan of $1,100 helped a member expand on their businesses.


Yoni Group's story

This loan group is called Yoni, which is also the name of their village. Yoni is about 40 miles from Makeni, capital of the Northern Province. Many people choose to live in or near Makeni because it is the most prosperous town in the north and a good place to do business. The members of the Yoni group are: Mohamed K., Wara K., Kadiatu F. and Namina B.. Each runs a different kind of business. Their leader, Mohamed K., sells biscuits, mints, medicines and other items. He is 55 years old. Mohamed's wife is also a business woman. They have four children, two in secondary schools and two are in primary schools.

Mohamed has been in business for 18 years. But when he started getting loans from SMT two years ago, he experienced a vast improvement in his personal and business life. Today, his primary goal is to complete construction of a house he had started building when rebels from the Revolutionary United Front (RUF) destroyed it. Despite this setback, Mohamed's greatest challenge is lack of capital. He will use his portion of the loan to buy items he currently needs for his shop, such as rice and sugar.

In this group: Mohamed, Wara, Kadiatu, Namina
*not pictured



Loan details


Lenders and lending teams



Loan details