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Ban Noong Tl - D11 Group
In this Group: Hong, Danh, Hoa
Danh is a 37-year-old single mother living in a family of 6 which includes three daughters, a son-in-law and her nephew. Her husband passed away 7 years ago.

Her household is no longer considered a poor household and therefore doesn't receive as much support as they once did. However, the family still has many economic and social difficulties. The three daughters dropped out of school to support their mother (two of them completed 9th grade and another completed 11th grade). Family members cultivate rice and work for the local construction company. The recent rice harvest was very bad due to insect damage. To cover living expenses, she also breeds swans, chickens, and grows grain and vegetables.

Danh wants to buy pigs to expand her business. She hopes that through ACE's loan and training, she can increase her income and manage her business better. She wants to rebuild her thatched cottage and gradually escape from poverty.

In the picture, Danh is wearing a black coat.

Additional Information

More information about this loan

Anh Chi Em (ACE) is an International NGO microfinance program that supports vulnerable and marginalized individuals in the severely underserved regions of Dien Bien and Muong Ang District in Dien Bien Province and in Northern Vietnam. Launched in 2007 by the French non-profit Entrepreneurs du Monde, ACE focuses on the financial inclusion of women from marginalized ethnicities and those affected by AIDS.
ACE offers two types of flexible loans alongside a voluntary savings program. The amortizing and bullet loans provide borrowers with key capital at an interest rate of 18%, compared to the national averages of 23.01%. The savings program pays clients 6% returns per annum.
Kiva lender’s funds help ACE to expand its services into new communes and more districts and offer loans to more vulnerable individuals. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 67
    View loans »
    Vietnam Loans Fundraising
  • $17,244,150
    Funds lent in using Kiva
  • 21,039.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Ban Noong Tl - D11 Group's $675 loan helped a member to buy pigs.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jan 11, 2014
Feb 1, 2014
Currency Exchange Loss:
Dec 17, 2014