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Elsa is a woman of 45. She lives in the city of Nazca with her five children, whom she loves and who are her principal reason in life. She is a very kind, hard-working, and enthusiastic person who dedicates all her efforts to raising her family. On her own initiative, Elsa works as a cleaning person for a city-owned company in her city. She works every day for approximately 8 hours, and she believes that it is going well for her because of her effort and dedication.

She is very grateful to the Kiva lenders, since thanks to the help offered she will improve her home. In this way she will offer better security and well-being to her family. Thus Elsa will continue working and striving to achieve her great dream of finishing the complete construction of her home.
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Elsa es una mujer de 45 años, vive en la ciudad de Nazca con sus 5 hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia. Por iniciativa propia, Elsa trabaja como personal de limpieza en una empresa municipal de su ciudad, ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por su esfuerzo y dedicación.

Elsa se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada mejorará su vivienda, de esta manera ella brindara mayor seguridad y bienestar para su familia, así pues Elsa seguirá trabajando y esforzándose para lograr su gran sueño de terminar la construcción total de su vivienda.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD