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Anar is 34 years old, single and lives with his parents. Today they are living in the Fuzuli region, but 21 years ago their motherland Fuzuli city was occupied by Armenians, and since then they are IDP (Internally Displaced Persons).

Anar is engaged and this year wants to get married. He rents a store and in this store he sells mixed goods. He wants to increase his lovely business. For this reason he has applied to Komak company for a loan in amount of 1700 AZN (Azerbaijam New Manat). With this loan he wants to buy more products.

In the future, he wants to buy a bigger store to increase his business. In his personal life, he wants to get married and have a child. Anar is thankful to Kiva lenders for their help.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,856,925
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Anar to buy more products for his store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 17, 2014
Feb 2, 2014
Currency Exchange Loss:
Dec 17, 2014