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Muhamadjon is 42 and married and lives with his relatives in the small region of Qubadiyon. He works in agriculture, but really wants to start a new business in animal husbandry. He likes to spend time with animals and to feed and water them. Muhamadjon plans to raise cattle, but such a business requires a lot of capital and strength. He isn't short of strength and wants to get started as soon as possible, but he doesn't have enough starting capital. Therefore he is asking for help to purchase calves and start his business.
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Мухамадчон живет с родными на маленьком районе Кубадиён. Ему 42 года. Мухамадчон женат. Он занимается земледелием, но он очень хочет начать новую деятельность животноводства. Ему нравиться проводить время с животными и кормить, поить их. Мухамадчон планирует выращивать скотов. Но данный бизнес требует много средств и сил. Мухамадчон не жалеет сил и хочет скорее начать новую деятельность, но ему не хватает средств. Поэтому он просит помочь купить телят и начать бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,100 helped Muhamadjon to buy livestock and start a business raising cattle.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 28, 2014
Feb 6, 2014
Currency Exchange Loss:
Mar 8, 2014