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The name of the man on this photograph is Qurbonali. He is 28 years old. He is married and has one child. Qurbonali, as a responsible man, thinks that he has to provide his family with housing, food, education and health. Qurbonali is starting a new business in order to establish a source of income and find a set place of work. He wants to get involved in animal husbandry. Qurbonali wants to use the money from the loan to buy calves and raise them in a cowshed near his home. He will be able to earn a living and be close to his wife and child, and he is very happy with this. Qurbonali is requesting this loan to buy calves and start a new business.
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Этого мужчину на фотографии зовут Курбонали. Ему 28 лет. Он женат и имеет одного ребенка. Курбонали как ответственный мужчина считает, что он должен обеспечить свою семью жильем, едой, образованием и здоровьем.
Курбонали начитает новый бизнес, чтобы обосновать источник дохода и найти определенное место работы. Он хочет заняться животноводством. Курбонали хочет на деньги от кредита купить телят и разводить их в коровнике рядом с домом. Он может зарабатывать и быть рядом с женой и ребенком, к чему он очень рад. Курбонали просит кредит для купли телят и для начала нового бизнеса.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,849,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,100 helped Qurbonali to buy calves and start a new business.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 23, 2014
Feb 5, 2014
Currency Exchange Loss:
Mar 7, 2014