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Javlon is a married, 41 year-old woman. Her husband and oldest son are abroad and involved in carpentry there. Her youngest son and daughter live with Javlon in the Pyandj district and attend a school. Javlon is an energetic and active woman. She knows the seamstress profession and is just starting her sewing business. Javlon can cut and sew national women's dresses. Previously, she sewed for herself, but now wants to open her own business and earn a living. Javlon will accept orders at home, but her sewing machine has gotten old. She is requesting this loan to buy a new, modern sewing machine in order to provide her service.
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Чавлон замужняя женщина в возрасте 41 года. Ее муж и старший сын находятся за пределами страны и занимаются там столярным делом. Младший сын и дочь живут вместе с Чавлон в районе Пяндж и учатся в школе.
Чавлон энергичная и деятельная женщина. Она знает профессию портнихи и только начинает свой швейный бизнес. Чавлон умеет кроить и шить национальные женские платья. До этого дня она шила только для себя, но теперь хочет открыть свое дело и зарабатывать таким путем. Чавлон будет принимать заказы у себя дома, но ее машинка устарела. Она просит кредит для покупки новой модернизированной швейной машинки, чтобы предоставлять свои услуги.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Javlon to buy a new, modern sewing machine in order to start her own sewing business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 30, 2014
Feb 5, 2014
Currency Exchange Loss:
Nov 17, 2014