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Ali is 52 years old, married and has two children. His elder son is attending 10th grade, his younger son is attending ninth grade. Ali’s wife is a housewife. They are living in the Boyuk Bahmanli village in Fuzuli region, which is near the war zone. But Ali’s family is an IDP (Internally Displaced Persons) from Fuzuli city. Twenty-one years ago, their motherland, Fuzuli city, was occupied by Armenians and since then, they have been living in the Fuzuli region. Ali has been in the animal breeding business for long years. Today, he needs a loan of 1,900 AZN (Azerbaijan New Manat) to buy hay, straw, etc. Ali gives great thanks to the Kiva organization and the lenders for help.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Ali to buy hay, straw, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2014
Jan 31, 2014
Currency Exchange Loss:
Feb 17, 2015