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Agnes is a resident of Kakoba division in Mbarara District. She started banana farming some five years back, but could not yield anything because of lack of capital.

That is when she got to know about UGAFODE Microfinance and acquired a loan of 1,000,000, which helped her business grow. Because of Agnes’ hard work, she continued expanding.

Now she is requesting another loan of UGX 2,000,000 to complete the construction of her residential house. She will buy paint, lime and cement to complete the process. Her family will be able to get decent accommodations with the loan.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 182
    View loans »
    Uganda Loans Fundraising
  • $32,674,725
    Funds lent in using Kiva
  • 2,473.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Agnes to complete construction of her residential house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 18, 2014
Jan 31, 2014
Currency Exchange Loss:
Sep 20, 2014