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Hilol is an able and skilful seamstress of 32 from the city of Dushanbe. She has a high school education but has never worked in her specialty. Hilol is married and has three sons. Her husband works for a company, and Hilol started a sewing business three years ago that she runs out of her home. She taught herself this profession, as she has been interested in sewing since childhood. She now has regular clients who use her services exclusively.

Hilol now wants to expand her business. She is requesting a loan of 1,000 USD to purchase a computerized sewing machine, with which she will be able to work more quickly and with better quality, and in addition will be able to add embroidery to dresses.
View original language description ↓
Хилол умелая и искусная швея из города Душанбе. Ей 32 года. У нее высшее образование, но она никогда по своей специальности не работала. Хилол замужем и имеет троих сыновей. Ее муж работает в одной фирме. Сама Хилол три года назад начала швейное дело у себя дома. Так как ее с детства интересовало кройка и шитье, она самостоятельно научилась этой профессии. У нее имеются свои постоянные клиенты, которые пользуются только ее услугами. Хилол в данный момент хочет расширить свое дело. Она просит кредит в размере 1000 долларов США для покупки компьютерной швейной машинки, с которой она будет работать быстрее, качественнее и к тому же сможет делать на платьях вышивки.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hilol to buy a computerized sewing machine to help expand her sewing business.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 30, 2014
Feb 5, 2014
Currency Exchange Loss:
Oct 17, 2014