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Ndeye Sophie's Group
In this Group: Ndeye Sophie, Ngone, Fama*, Mareme, Maguette, Aissatou
* not pictured
This group of six women belongs to the “banc villageois” (financing group) which was created on February 7, 2002. This group gathers women who for the most part live in the same village. They have good relationships and their main business is retail.

Ngoné, who is standing to the right in the picture with her hand raised, is 41 years old. She is married and a mother of four, including two daughters; the youngest is five. With the loan, she will retail vegetables, ground nuts, and oil. She is planning on purchasing ten hundred-kilo bags of ground nuts at 20,000 XOF each to resell it for 27,500 XOF, either processed into oil or resold as seeds.

With the profit she will increase her savings, pay interests, and improve her family’s conditions of living by helping her children with school and clothing expenses.
View original language description ↓
Ce groupe de 6 femmes fait parti du banc villageois qui a été crée le 07 février 2002. Ce groupe regroupe des femmes qui habitent pour la plupart dans le même village. Des femmes qui entretiennent de bonnes relations et font comme principale activité le commerce de détails.
Ngoné debout à droite de la photo et levant la main est âgée de 41 ans. Elle est mariée et mère de 4 enfants dont 2 filles, la cadette a 5 ans. Avec le prêt elle va faire du commerce, vente de légumes, d'arachide et de l'huile . Elle compte acheter 10 sacs de 100kg d’arachides à 20000f le sac pour le revendre à 27500f, transformés en huile ou revendus en graines.
Les bénéfices lui permettront de renforcer ses épargnes, de payer ses intérêts et d’améliorer les conditions de vie de sa famille en appuyant ses enfants dans leurs frais de scolarité et d'habillement.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 1
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 480.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ndeye Sophie's Group's $3,750 loan helped a member to buy vegetables and ground nuts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 22, 2014
Feb 1, 2014
Currency Exchange Loss:
Aug 17, 2014