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Nguira's Group
In this Group: Nguira, Sokhna, Penda, Penda, Awa
This group of five women belongs to the “banc villageois” (financing group) which was created on April 20, 2010. These women live in perfect harmony and their businesses are retail and livestock fattening.

Sokhna, who is standing to the right in the picture with her hand raised, is 41 years old. She is married and a mother of six, including three boys. Her activity is cattle fattening, a business she has been in since she joined the “banc villageois.” In parallel, she also sells millet.

The loan will allow her to purchase three cows for 375,000 XOF. She will raise them for three months. Once the animals are well fattened, she is planning on reselling them for 200,000 XOF each, perhaps even 225,000 XOF. To ensure that she has feed for the animals, she has a parallel business trading millet.

She uses profit to provide for her children and to grow her savings.
View original language description ↓
Ce groupe de 5 femmes fait parti du banc villageois qui a été crée le 20 avril 2010.Ce dernier regroupe des membres qui habitent le même quartier. Ces femmes vivent une parfaite harmonie et font comme activité le commerce et l'embouche.
Sokhna debout à droite de la photo et levant la main, est âgée de 41 ans. Elle est mariée et mère de 6 enfants dont 3 garçons. Elle s'active dans l'embouche bovine, une activité qu'elle pratique depuis qu'elle a intégré le banc villageois. En parallèle elle fait aussi le commerce e mil.
Le crédit va lui permettre d'acheter 3 bœufs à 375000f, qu’elle va élever en 3 mois. Une fois les sujets bien engraisser elle compte revendre l'un 200000f ou même 225000f. Ainsi pour assurer la nourriture des bêtes, elle fait comme activité parallèle le commerce de mil.
Les bénéfices lui servent à entretenir ses enfants et à renforcer ses épargnes.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 23
    View loans »
    Senegal Loans Fundraising
  • $14,746,575
    Funds lent in using Kiva
  • 480.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Nguira's Group's $3,500 loan helped a member to purchase three cows.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 17, 2014
Feb 1, 2014
Currency Exchange Loss:
Aug 17, 2014