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Niyozali is resident of the Spitamen region and a starting entrepreneur. He is 46 years old. He is married and has one son. For several years, Niyozali and his son left for Russia and worked there in a construction brigade. His wife was engaged in wholesale trade at the regional markets. Their family accumulated savings and now intends to open their own family business in the sphere of selling groceries.

Niyozali acquired a store, and also a freezer, refrigerator, and electronic scales. He is requesting a loan of $2,500 to buy groceries and open the store.

Niyozali is a positive person. He already believes in the success of his new business. He hopes that he will be given a chance to realize a new business for himself.
View original language description ↓
Ниёзали житель района Спитамен и начинающий предприниматель. Ему 46 лет. Он женат и имеет одного сына. Несколько лет Ниёзали и его сын ехали в Россию и работали там в строительной бригаде. Его жена на рынке районе занималась оптовой продажей. Их семья накопило сбережение и теперь собирается открыть их собственный семейный бизнес в сфере продаж продуктов питания. Ниёзали приобрел магазин, а также морозильник, холодильник, электронные весы. Он просит кредит в размере 2500 долларов США, чтобы закупить продукты питания и открыть магазин.
Ниёзали позитивный человек, он уже сейчас верит в успех своего нового бизнеса. Он надеется, что ему дадут шанс реализовать себя в новом бизнесе.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 255
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,500 helped Niyozali to buy food products in order to open a grocery store in his region.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 27, 2014
Feb 4, 2014
Currency Exchange Loss:
Mar 6, 2014