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Nikola lives in one of the minority communities of Kosovo. He is 24 years old and married. He works as a waiter in a restaurant, and his wife does administration work, which makes them very fortunate and lucky, as they live in an area with an extremely high unemployment rate and high level of poverty.

In addition, he works in the agricultural sector, as he owns two hectares of land. He plants and harvests wheat and corn, which he then sells to generate more income. He is very satisfied with this work and having the opportunity to provide even additional income for his family, since the salaries that he and his wife receive are low.

Nikolla requested a loan 1,400 Euros for the first time in order to buy new working tools for his tractor. He is very happy for this opportunity and wants to thank all of the lenders for their support!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 9
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Nikola to buy new working tools for his tractor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Feb 24, 2014
Currency Exchange Loss:
Feb 20, 2015