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Saidamo is a resident of Tajikistan's capital city - Dushanbe. She is 34 years old. She is a naturally energetic, diligent, and entrepreneurial woman. Saidamo lives with her husband and two daughters. Her husband is a chef. He works, providing his services, at a cafeteria in the central market. Saidamo has set herself the goal of opening her own store. She has a place for the store in a good location in the city, and she used the rest of her saved money to buy two glass front refrigerators. Saidamo is going to sell grocery items. She has a good business plan. The only thing left that she needs to do to open the store is to buy the inventory of groceries. She doesn't have enough money left through, so she is asking for your financial help. She truly needs this loan and is asking to be given the opportunity to open her own grocery store.
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Саидамо жительница столицы Таджикистана - города Душанбе. Ей 34 года. Она деятельная, старательная и предприимчивая по натуре женщина. Саидамо живет с мужем и двумя дочками. Ее муж повар. Он работает в столовой на центральном рынке и предоставляет там свои услуги. Саидамо поставила перед собой цель открыть свой торговый бизнес. Она в хорошем месте города приобрела помещение для магазина, а на остальную сумму сбережения купила 2-витринные холодильники. Саидамо будет заниматься продажей продуктов питания. У нее имеется хороший бизнес план. Чтобы открыть магазин осталось закупить продукты питания. На это у Саидамо не осталось достаточных средств. Саидамо просит у Вас финансовой поддержки. Она действительно нуждается в данном кредите и просит дать ей возможность открыть свой продуктовый магазин.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 236
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Saidamo buy groceries to open a grocery store in the city.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 28, 2014
Feb 2, 2014
Currency Exchange Loss:
Jul 17, 2015