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Neun is 34 years old and lives with her husband and five lovely children in Prey Chhor District of Kampong Cham Province. Recently, she is a farmer who grows rice on two hectares of farmland, while her husband collects and sells palm juice in their village. From these careers, this honest couple can earn suitable revenue to support the family’s requirements. Because of incomplete materials for house construction, and a passion to make a comfortable living environment for their family, both of them would like to apply for a loan, which she will use to buy wood for her home renovations. The borrower is a very hardworking individual who strives for a better future. This family is so great. Thanks to all kinds of lenders who provide this fund for them. In the future, she wants to send their children to get a good education, and wishes to purchase farmland to gain more outcomes.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 139
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • 3,976.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Neun to buy wood for her home renovations.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 31, 2013
Jan 29, 2014
Currency Exchange Loss:
Apr 17, 2015