Check out some available loans that are similar to this one!
Ganijon is a cheerful and hardworking 44-year-old who is married with three children. His wife tends to their home and takes care of their kids. To have a steady source of income, Ganijon sells mobile phones and accessories from his own store at a local market. He buys them wholesale at a large bazaar and sells them in his own small town. There is a huge demand for these kinds of products there, but Ganijon is just barely able to make ends meet in spite of that. He's even seen his son off to Russia, who went there as a migrant worker in hopes of being able to send money back home to his parents. At the moment, Ganijon is hoping to expand his business, and thus increase his income. He would like to be able to sell a greater variety of goods. As such, he's turned to Arvand for a loan to stock up on cell phones and some accessories for them. He would like to thank Arvand in advance for their help, and is hoping for a positive outcome.
View original language description ↓
Ганичон жизнерадостный и трудолюбивый мужчина в возрасте 44 лет. Ганичон женат и имеет троих детей. Жена Ганичона домохозяйка, она работает по дому и воспитывает своих детей. Чтобы иметь постоянный доход в семье Ганичон занимается собственным бизнесом. Он продаёт мобильные телефоны и принадлежности для телефонов. Для этого у него имеется собственный магазин на местном рынке. Он покупает телефоны по оптовой цене на большом базаре и продаёт в своем маленьком городке. Этот товар имеет большой спрос среди населения такого вида города. Но всё равно прибыли от этого бизнеса хватает Ганичону только на пропитание. Он даже отправил старшего сына на заработки в Россию, чтобы тот приносил в семью дополнительный доход. Сейчас Ганичон хочет расширить свой бизнес для получения больше прибыли. Для этого он хочет расширить свой магазин и увеличить ассортимент своего товара. Поэтому он обратился в Арванд и хочет получить кредит на покупку одной партии телефонов и некоторых принадлежностей для телефонов. Он заранее благодарит Арванд за поддержку и надеется на положительный результат.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,100 helped Ganijon stock up on mobile phones and accessories for his business.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 17, 2014
Feb 2, 2014
Currency Exchange Loss:
Mar 4, 2014