A loan of $925 helped to buy construction materials.


Judite Andrade's story

Judite Andrade T. was born in Gaza province in southern Mozambique. She is 47 years old, separated, and the mother of two. Her children are 23 and 25 years old and both students. In addition to supporting her children, she sends money to two nephews on a monthly basis.



Judite grew up with her mother and moved from Gaza to Maputo when she was only two years old. When her parents separated for a while she had to live with her aunt. Life was very hard, and bit by bit she had to abandon her studies. She got married when she was 21 years old.



Judite has been a human resources boss for three years and works from 7:30am to 3:30pm. Her monthly salary is 4831 meticais, and she is able to save some each month. She said that she has other forms of assistance in addition to this salary.



This is Judite’s second loan with Hluvuku (Kiva’s Field Partner) and her first with Kiva. She has had a loan with BIM (International Bank of Mozambique), but did not like the system, primarily the length of the loan term. Her dream is to open a decorating business.

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Translated from Portuguese by Kiva volunteer April Newman


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