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Teresa Helena
Teresa Helena P. was born in Maputo, is 35 years old, married, and mother of two children. Her oldest is 15 years old and the second is 13. Besides her children, Teresa supports her siblings and her mother, who lives with them.

Teresa studied until the 7th grade, when she got married. She later decided to continue and is currently in the 10th grade, in night school. Teresa grew up with her parents, began school at the age of 7, and got married at 19. She has her own house.

Teresa essentially lives from her business establishment, which she has had since 2004. She opens at 7:00 a.m. and closes at 8:30 p.m. Her best-selling products are bottled drinks. She sells, on average, beer for 25 meticais and soft drinks for 15. Her monthly income is 4000.00 mt.

This is Teresa's third loan with Hluvuku and her second with Kiva. She has never sought loans at other institutions. She plans on increasing her sales volume with this loan of 20,000.00 mt.

It is Teresa's dream to transform her small establishment into a large general store and become a great business woman. To make her dream concrete, she counts on credit support

View original language description ↓
Teresa Helena P. natural de Maputo, tem 35 anos de idade casada maritalmente e mãe de 2 filhos com idade de 15 anos o primeiro e 13 anos o segundo, para alem dos seus filhos sustenta seus irmãos e sua mãe que vive com eles.

Teresa estudou ate 7ªclasse antes do seu casamento e depois continuou e neste momento frequenta 10ªclasse período nocturno, ela cresceu juntos do pais aos 7 anos começou a estudar e aos 19 anos se juntou. Tem casa própria.

Teresa vive basicamente de negocio tendo um estabelecimento comercial desde 2004 e abre das 7:00h e fecha as 20:30h, tem como melhor produto os refrigerantes onde vende a media de cerveja por 25 meticais e 15 o refresco. Tem um rendimento mensal de 4000,00mt.

Este para Teresa constitui o terceiro empréstimo na Hluvuku e segundo no Kiva nunca solicitou noutras instituições. Com este empréstimo de 20000,00mt pretende aumentar o volume de vendas.

Para Teresa constitui grande sonho a transformação do pequeno estabelecimento em uma grande mercearia e tornar se grande empresaria e este conta com apoio de credito para a sua concretização.

About Mozambique

  • $1,200
    Average annual income
  • 60
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 24.1
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Teresa Helena to increase sales volume in her business.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 9, 2008
Sep 24, 2008
Currency Exchange Loss:
Mar 15, 2010