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Luceros De Lucma Group
In this Group: Eva, Aleja, Hermenegilda, Luz Marina *, Maruja, Lucia *, Miplen , Timotea , Alcira , Irma, Anali Ney Ruth, Wilbert , Gavina
* not pictured
She is a member of the LUCEROS DE LUCMA communal bank, located in the tie Lucma area of the Vilcambamba district, Convención province, and Dusco department.

Aleja is 48 years old, married, and has two children. She has a snack business and sells candy, suckers, cookies, and other things, and has been doing this for some time. Things are going well for her because of the effort she puts in. She is a responsible and hardworking lady and gets her family ahead in this way.

She is asking for a loan to buy cookies and other things.

The other members are farmers, sell food, have restaurants, raise coffee, and sell beverages.

She is grateful for the loan and is committed to paying her debts.
View original language description ↓

La socia pertenece al banco comunal LUCEROS DE LUCMA, el banco está ubicado en el sector de Lucma, distrito de Vilcambamba,provincia de la Convención y departamento de Cusco.

La socia Aleja tiene 48 años de edad es casada y tiene 02 hjos, la socia alterna sus actividades diarias con el negocio de venta de golosinas, la socia vende dulces, chupetines, galletas entre otros, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia es una persona responsable y empeñosa siendo de eta forma que la socia saca adelante a su familia.
La socia solicita el crédito para la compra de galletas entre otros.
Los demás socios se dedican a la agricultura, venta de alimentos, restaurante, cultivo de café, venta de bebidas.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 54
    View loans »
    Peru Loans Fundraising
  • $63,756,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Luceros De Lucma Group's $3,000 loan helped a member to buy cookies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 14, 2014
Feb 1, 2014
Currency Exchange Loss:
Aug 17, 2014