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Charles is a married man, aged 42 with all four children attending school. He lives in a rural setting with his family. He is a farmer who grows beans, maize, coffee and banana plantations and also carries out cloth back trading as his side business. He started his business in 2000.

He works six days a week and eight hours per day. He started his business to increase his family's income, get food for his family and get school fees for his children. He acquired this loan to boost his agricultural business so he can buy manure, herbicides and pesticides for the gardens. He hopes this will improve his productivity in the long run. His clients are traders from his village and those from different towns.

His hopes for the future are to expand his business and be the leading supplier of agricultural products in his village. The challenges he faces are the delayed payments from the clients he supplies. He describes himself as a hardworking man who appreciates the services of lenders and through these services, different communities have developed.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.


About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,474.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Charles to buy organic manure, herbicides and pesticides.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 18, 2014
Jan 29, 2014
Currency Exchange Loss:
Nov 17, 2014