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Ainagul is 54 years old, married and raising 3 children together with her husband. Two of her older sons are married and live separately with their families, and the youngest lives with Ainagul. Her husband works as a security guard at a kindergarten and has a set salary. Ainagul has a secondary education; she is very energetic and happy. To provide the primary income for her family, she is involved in animal husbandry, having started 35 years ago with a purchase of livestock with 10,000 som (KGS). Thanks to Ainagul's hard work, today her business contains 4 dairy cows. The monthly income amounts to 10,000 som (KGS). In order to further develop her business, Ainagul requested a loan from the microfinance bank "Bai-Tushum and Partners" to buy a cow in order to increase livestock headcount. Ainagul plans to invest the earnings from the loan into further increasing domestic livestock quantities and saving money to help her son build a house.
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Айнагул 54 года, замужем, вместе с супругом воспитывают 3 детей. Двое старших сыновей женаты и проживают отдельно со своими семьями, а младший проживает с Айнагул. Супруг работает охранником в детском саду и имеет определенную зарплату. У Айнагул - среднее образование, она очень энергичная, жизнерадостная. В качестве основного дохода для своей семьи Айнагул занимается животноводством, стартовав 35 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Айнагул, в ее хозяйстве на сегодняшний день имеется: 4 дойные коровы. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Айнагул обратилась в Банк «Бай –Тушум» за кредитом - на покупку коровы для увеличения поголовья скота. Доходы от кредита Айнагул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства в помощь сыну на строительство дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,825
    Funds lent in using Kiva
  • 50.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ainagul to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 25, 2014
Jan 31, 2014
Currency Exchange Loss:
Feb 17, 2015