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Mario Ernesto
Mario is 31 years old. He lives with his wife and three children. He is very happy and hard-working. He works hard on his own plot of land where he grows corn and beans. His produce is of high quality and when it is harvest time he sells the product in the different markets close to his residence.

Mario is requesting a loan from Integral to have the necessary money to purchase agricultural inputs like pest control, fertilizers, manure, seeds, etc, needed for planting. He longs to increase his sales to be able to get greater revenues and provide his family with a greater financial stability.
View original language description ↓
Mario de 31 años de edad es muy amable y trabajador, vive con su esposa y sus tres hijos, El trabaja muy duro en su propia parcela donde siembra maiz y frijol; sus productos son de muy buena calidad cuando su cosecha ya esta lista sale a comercializarla a los diferentes mercados que estan cerca de su lugar de residencia. Mario solicita un préstamo a INTEGRAL para contar con el dinero necesario e invertir en la compra de insumos agrícolas como controles de plaga, fertilizantes, abonos, semillas entre otras cosas que necesita para su siembra, él ansía aumentar sus ventas para poder percibir mayores ganancias y darle a su familia una mejor estabilidad economica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 590
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Mario Ernesto to buy pest controls, fertilizer, manure, seeds, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 22, 2014
Feb 24, 2014
Currency Exchange Loss:
Oct 19, 2014