Check out other loans that are currently fundraising!
Philomina's Group
In this Group: Philomina, Nancy , Esther , Grace , Mary , Elizabeth , Patricia , Diana
Philomina, who is in her mid 40's, is married with two children; all of them go to school. She has been a fish seller for nine years. She works from 5:00a.m. to 6:00p.m. daily, and is able to make a good monthly profit.

This will be Philomina's fifth loan from ID-Ghana, Teshie branch. She used the previous loans to buy fish to boost her business. She has a very presentable location where she sells her products and gets more customers. She is really doing fine. She is grateful for the loan. She has repaid all her previous loans successfully. She used the profit to pay school fees, expand her business, and cover household expenses. She will use this loan to buy more fish.

Philomina will share this loan amount of GHS 7300 with her loan group which has a total of eight members who will hold each other accountable for repaying back the loan.

They will use it to buy eggs, plastic items, cutlery sets, maize, and charcoal etc.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 21
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 2.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Philomina's Group's $3,025 loan helped a member to buy more fish, and sell to customers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 23, 2014
Feb 2, 2014
Currency Exchange Loss:
Oct 17, 2014