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Fidelina lives in the Reconciliación neighborhood, is 49 years old, married, with two school-aged children. Her husband works as a police officer and together they support their family. Fidelina has worked as a police official for 26 years. The loan will be used to make home improvements by purchasing perlines and zinc to repair the roof of her home which is in disrepair. She hopes to use her work to continue improving their home and supporting their childrens' education.
View original language description ↓
Doña Fidelina habita en el barrio Villa Reconciliación, tiene 49 años de edad, es casada, con dos hijos que se encuentran en edad escolar, su esposo trabaja en la policía y juntos se apoyan para sacar adelante a su familia. Doña Fidelina trabaja como oficial de policía y tiene veintiséis años laborando para esta institución. Con el préstamo que esta solicitando es para hacer mejoras a su vivienda en la compra de perlines y zinc para reparar el techo de su vivienda que está en mal estado. Espera conservar su trabajo para seguir mejorando su vivienda y apoyando a sus hijos con los estudios.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,396,925
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Fidelina buy zinc and perlines to change the roof of his home.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 4, 2008
Sep 20, 2008
Currency Exchange Loss:
Sep 15, 2009