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Jose Miguel
José is a very hardworking person. He left school after primary school because he lacked economic resources. He could not continue with his studies so he began working at a young age. He is single but he has lived with his partner for more than 10 years. They have two young children who depend on him.

He has a lot of experience in the civil construction industry, since he has been working in this are for more than 10 years. He lives with his family in his father-in-law's house.

He requests this loan to re-build the roof of their home because it is very deteriorated and he wants to provide better living conditions for his family.
View original language description ↓
El señor José es una persona muy trabajadora, curso solamente hasta la primaria ya que por falta de recursos económicos no pudo continuar con sus estudios superiores y empezó a trabajar a muy temprana edad. Es de estado civil soltero pero convive más de 10 años con su conyugue con la que tiene dos hijos pequeños, que aún dependen de él. Tiene gran experiencia en el rubro de la construcción civil ya que lleva más de 10 años en esta actividad; junto a su familia vive en la casa de su suegro, y actualmente solicita un crédito para refaccionar el techo de la vivienda que habita ya que se encuentra muy deteriorada y el quiere brindarle a su familia mejores condiciones de vida.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 140
    View loans »
    Bolivia Loans Fundraising
  • $36,318,825
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,475 helped Jose Miguel re-build the roof on the home where he lives.
89% repaid
Repayment Term
37 months (Additional Information)
Repayment Schedule
Dec 27, 2013
Jan 27, 2014
Currency Exchange Loss: