A loan of $1,500 helped to buy merchandise.

Karla's story

Perfil Karla

Karla is the mother of three children. She is 39 years old and lives in the Puntarenas area in the Costa Rica Central Pacific. She earned a bachelor’s degree from a technical college and has worked for several companies as an accountant but for financial reasons, and because she has young children, she was not able to continue this way, so she sells different types of articles, such as clothing, purses, and other things so she can earn extra money for her household.

Two years ago, out of the need to keep her small business going, she invested half of her money from the home rental and bought costume jewelry, which she sold around the neighborhood and places in the area. She regained the money and continued buying merchandise.

Looking to grow, she approached the “Mujer de Puntarenas” offices where she got information about “Fundación Mujer.” She wants to increase her working capital and buy other products to offer her customers and increase her income to support the household. She wants to grow her company but what she earns is not enough to buy products in quantity, such as clothing and purses in style for women.

Being an entrepreneur and used to hard work and developing her capabilities have allowed her to improve her quality of life, now that she has a home of her own. Her main goal is to have her own shop but she has been moving forward little by little. She needs capital to diversify her merchandise and grow her business, which is small but consolidated. This will be her third loan and she has shown an excellent credit record.

She had an accident on her bicycle last year and broke bother hands while trying to prevent her 3 year old son from getting hurt. This kept her from developing her business. This year they found a tumor in her breast and she needs treatment. For now she is healthy, but needs to invest part of her earnings toward her treatment and she is asking for this loan to buy merchandise.

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Translated from Spanish by Kiva volunteer Hugo Reyes

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