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Las Ñustas Group
In this Group: Graciela, Francisca, Julia, Praxides, Gabina, Luz Marina, Pancha Sussana, Efrain*, Añejandro, Juana
* not pictured
These members belong to the communal bank "Las Ñustas." The bank is located in the Cusco District, which is part of the Cusco Province in the Cusco Region.

Graciela is a member; she is thirty-six years old and married. She sells fruits and vegetables. She sells apples, oranges, grapes, bananas, and mandarins; she also sells carrots, tomatoes, and cucumbers. She sells her fruits and vegetables at a market stall. She works from 8:00 a.m. until 5:00 p.m. She has had this business for seven years, and it is going very well for her. Her dream is to have her own business site where she could sell fruits and vegetables. She is applying for this loan to buy oranges, bananas, grapes, onions, carrots, and cucumbers.

The other members work in animal sales, meat sales, and food sales; another member runs a grocery store.

Graciela is grateful to everyone who helps her to achieve her dream in this manner. She is committed to pay her installments according to the schedule.
View original language description ↓
Los socios pertenecen al banco comunal “LAS ÑUSTAS”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Graciela ella es casada y tiene 36 años; La socia trabaja en su negocio de venta de verduras y frutas, la socia vende manzanas,naranjas,uvas,platanos y mandarinas, la socia también vende zanahorias, tomates y pepinos, la socia tiene un puesto de mercado donde vende las frutas y verduras, la socia trabaja desde las 8:00 a.m hasta las 5:00 p.m,la socia ya tiene 7 años en este negocio y le va muy bien, el sueño de la socia es tener un local donde pueda vender las frutas y verduras. La socia solicita el crédito para comprar naranjas, plátanos, uvas, cebollas, zanahorias y pepinos.

Los otros socios se dedican al negocio de venta de animales, negocio de venta de carne, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Ñustas Group's $6,350 loan helped a member to buy oranges, bananas, grapes, onions, carrots, and cucumbers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 9, 2014
Jan 25, 2014
Currency Exchange Loss:
Aug 17, 2014