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Starehe Junction Group
In this Group: Joseph Gitau, Harrison Gachara , Mary Wambui, Peter Mwangi, Samuel Karanja
Starehe Junction Group is a young group operating small-scale businesses in open air markets in Eastern Kenya. They travel around different markets with different household items, clothes, shoes and farm inputs. Their target market is households with low incomes who have to shop in open air markets where items are cheaper. The group is made up of 5 members who have been saving with VEP for the last 6 months and have a very credible reputation along with discipline. They have a vision of opening up a distribution stall where they can employ other youths to assist in sales around the local markets which open different days of the week. With this in mind, they would also like to include solar lamps into their stock as one of the products that can help those at the bottom of the pyramid without access to electricity.

Samuel, the group treasurer (on the far left), was the first one to buy a solar lamp from VEP during a roadshow to their region. After experiencing the changes in his fuel budget and the quality of light, he promoted the lamp to his friends in the market who agreed to form a group and get the lamps on credit for their homes. Samuel says since he bought the lamp, he has saved a lot of money previously used to buy kerosine and for mobile charging. His children also started enjoying longer study hours which has led to improved grades. Samuel and the group would like to see other families enjoying clean, convenient lighting while at the same time they make money from the sale of those lamps.

They have purchased different types of solar lamps from VEP on credit and, with their sale, we are confident the group will repay the loan from the profits and even take a second loan to expand the business.

Additional Information

More information about this loan

About Visionary Empowerment Programme

Visionary Empowerment Programme (VEP) is a nonprofit organization that empowers people to build their own enterprises through microfinance, training and other development services. In addition to providing loans to groups of borrowers, it works with established organizations to encourage installation of biogas digesters, solar energy products, clean cooking stoves and other technologies that reduce costs, poverty and greenhouse gas emissions.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Kenya

  • $1,800
    Average annual income
  • 821
    View loans »
    Kenya Loans Fundraising
  • $46,969,425
    Funds lent in using Kiva
  • 85.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A portion of Starehe Junction Group's $5,850 loan helped a member to purchase solar lanterns to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2014
Jan 25, 2014
Currency Exchange Loss:
Jul 3, 2015