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Women Of Grace Kihumbuini Group
In this Group: Grace Wambui, Lilian Wanjiru , Esther Njeri
Grace, Lilian, and Esther are neighbors. They come from the county of Murang’a in central Kenya. Being members of one of the groups benefiting from credit offered by VEP, the women have previously received water tank loans, a Mifugo (livestock) loan, and a school-fees loan, among others. This time they approached VEP for bio-gas credit that could enable them to construct bio-digesters to provide them with fuel for cooking and lighting.

Grace, standing on the right with a beaded necklace, has been a farmer for over ten years. However, she had no knowledge of the benefits she could reap from the animal waste/manure her farming produced, and has all along struggled with kerosene, charcoal, and wood. She only learned about bio-gas a year ago through a training conducted by VEP in their group, and she decided to take up the project once she completed repaying her earlier loans. Her wish is to have a smoke-free kitchen, cleaner cooking pots free from soot, and no stress from collecting wood or buying charcoal and kerosene. She says with the bio-gas, her husband will not mind warming his own meal when she is not around, unlike previously when he would stay hungry until she returned from work.

The women will also be trained on how to practice organic farming, hence improving and increasing their crop yields as a way of ensuring food security. Money saved from the purchase of charcoal and kerosene will be added to that earned from the sale of milk to enable their repayment of the loan.

Additional Information

More information about this loan

About Visionary Empowerment Programme

Visionary Empowerment Programme (VEP) is a nonprofit organization that empowers people to build their own enterprises through microfinance, training and other development services. In addition to providing loans to groups of borrowers, it works with established organizations to encourage installation of biogas digesters, solar energy products, clean cooking stoves and other technologies that reduce costs, poverty and greenhouse gas emissions.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Kenya

  • $1,800
    Average annual income
  • 531
    View loans »
    Kenya Loans Fundraising
  • $49,761,875
    Funds lent in using Kiva
  • 85.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A portion of Women Of Grace Kihumbuini Group's $3,525 loan helped a member construct a bio-digester.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 21, 2014
Jan 24, 2014
Currency Exchange Loss:
Jan 28, 2016