A loan of $1,025 helped to build a household latrine.


Ram's story

Ram is a 34-year-old married woman from the Moung Ruessei district, Battambang. She has five children, two of whom are employed as paid laborers in a neighboring country of Cambodia, where they expect to earn a higher wage than locally, while the remaining three children are under her care. Ram toils the land and grows rice as her main crop on around one hectare of farmland. She has been a farmer for more than 14 years.
To help improve her sanitation, Ram would like to request a loan to build a household latrine. As shown in the photo, she already bought bricks and sand for the construction; however, she needs some materials like a septic tank, cement, and top surface of the toilet. Due to insufficient capital, she is asking a loan from HKL and Kiva. Thanks to the water loan program with a special rate offered by Hattha Kaksekar Limited (HKL), Ram is encouraged to focus on ensuring healthy living conditions, to safeguard the health of her family and to protect the environment.



Loan details


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Loan details