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Alovaddin is a positive and responsible man. He is married and has three children. He lives with his family in a small village. The house in which they live is in bad condition and needs repair. Alovaddin works renovating houses and apartments. He had long wanted to renovate his house, but he doesn't have the money. Alovaddin's wife is a housewife. She has no job and is entirely dependent on her husband. However, she is a very hardworking and caring mother. Alovaddin's salary is just enough to live off of. Therefore Alovaddin approached Arvand for a loan to purchase construction materials to repair his home. Alovaddin is hoping for a positive result, and he thanks Arvand in advance for its support, which will help him provide decent living conditions for his family.
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Аловаддин позитивный и ответственный мужчина. Он женат и имеет троих детей. Он живёт со своей семьёй в небольшом посёлке. Но дом, в котором они живут, пришёл в нехорошее состояние и нуждается в ремонте. Сам Аловаддин работает мастером по ремонту домов и квартир. Он давно уже хочет отремонтировать свой дом, но у него не хватает денежных средств. Жена Аловаддина домохозяйка,она нигде не работает и полностью находится на обеспечении своего мужа. Но она очень трудолюбивая и заботливая мама. Доход, который получает от своей работы Аловаддин, хватает всего лишь на проживание. Поэтому Аловаддин обратился в Арванд и хочет получить кредит на покупку строительных материалов для ремонта своего дома. Аловаддин очень надеется на положительный результат и заранее благодарит Арванд за поддержку, которая поможет ему обеспечить достойные условия для проживания своей семье.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 209
    View loans »
    Tajikistan Loans Fundraising
  • $31,061,500
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Alovaddin buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2014
Jan 29, 2014
Currency Exchange Loss:
Jun 17, 2014