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Zohra is married, and she lives with her husband, sons, and a daughter-in-law. The family lives at Bala Bahmanli village, in Fuzuli region. They are IDPs (internally displaced persons), originally from Fuzuli City. Zohra’s son is married, and he is a taxi driver. Zohra has poultry: hens, roosters, and chicks. She earns money by selling eggs, and selling chickens to regular customers and neighbors.

Today, her number of poultry is getting to be a lot. She applied to Komak for a loan, in the amount of 1800 AZN (Azerbaijan New Manat). With this loan, she will build a hen-coop, buy some more poultry birds, and increase her business. After this increase, the number of her customers will be more and her monthly income will be better. She is thankful to Kiva organization for their help.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 41
    View loans »
    Azerbaijan Loans Fundraising
  • $14,668,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Zohra to build a hen-coop and buy some more poultry birds.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 7, 2014
Jan 23, 2014
Currency Exchange Loss:
Dec 17, 2014