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Ghulam  Fiza
Ghulam Fiza is a 46-year-old married woman and the mother of five children. Ten years ago, she began boutique work in her house. She stitches clothes after doing embroidery for the people living around her house and uses the income to support her entire family. By now, she has become popular in her community and has attained a good number of customers. Her daughter also assists her in completing orders for her customers. She has gradually improved her business with the support of Kashf Foundation and applied for a loan of Rs 55,000. She intends to use this loan to buy spools of threads along with the packs of beads, zippers and needles. This will help her to meet the increasing demands of her customers to generate a healthier source of income. She is in her eighth loan cycle with a good credit history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 162
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 105.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ghulam Fiza to buy threads, beads, zippers and needles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 13, 2014
Jan 23, 2014
Currency Exchange Loss:
Sep 17, 2014