A loan of $1,375 helped to invest in working capital and stock his business buying and selling groceries such as rice, beans, sugar, milk, bread, eggs, oil, fruit juice and fizzy drinks.


Carlos Sebastian's story

23-year-old Carlos is single and has no children. He comes from Jinotepe, a town in the northern part of the country. He is known as a hardworking and responsible person who has a great determination to succeed. Since he was a child he has worked hard to help with the household expenses. Unfortunately, he was not able to have an education due to his family's lack of financial resources... he is currently striving to improve his living conditions. His efforts and determination to get by have led him to set up his grocery business. He has a small shop where he sells groceries such as rice, beans, sugar, milk, bread, eggs, oil, fruit juice and fizzy drinks. He devotes 12 hours a day to his business. He is seeking the loan to invest in working capital and to stock his business buying and selling groceries so that, in the not too distant future, he will be able to boost his income. Carlos is grateful to Kiva lenders for enabling economically disadvantaged people to have a decent job and for the help they provide for poor countries such as Nicaragua.

Translated from Spanish by Kiva volunteer Janice Crossfield



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