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Haoulatou's Group
In this Group: Haoulatou, Sountou
This group is made up of women who are very active in the village bank which was created in 2010. They all come from the same neighbourhood and get on well together. Their main activity is small business and the transformation of farm products.

Mrs. Haoulatou (wearing yellow) is the main borrower. She is married with three sons. She is very active and does a good job as the manager of the traditional oven that she owns in the neighbourhood. She also has considerable experience in this field and employs local young people for the production of traditional bread. These young people are paid 1500 F CFA per bag produced.

With her new loan, she plans to buy 20 bags of flour, firewood, yeast and carbonate and a bag of salt.

With the profits generated by this business, she will pay for her sons' school fees and continue to put the finishing touches to her home.
Ce groupe est composé de femmes très actives dans ce banc villageois créé en Mai 2010. Elles sont toutes issues du même quartier et ont une bonne entente entre elles. Elles ont comme activité principale le petit commerce et la transformation de produits agricoles.

Madame Haoulatou (en basin jaune) est l’emprunteuse vedette. Elle est mariée et mère de 03 garçons. C’est une femme très active et maîtrise bien son activité de gérante de four traditionnel qu’elle détient dans son quartier. De même il jouit d’une bonne «expérience dans ce domaine et emploi deux jeunes de son quartier pour la production de pain traditionnel. Ces derniers sont rémunérés à hauteur de 1 500 F CFA par sac produits.

Avec son nouveau prêt, elle compte acheter 20 sacs de farine, du bois chauffe, de la levure et du carbonate et un sac de sel.

Avec les bénéfices générés par cette activité, elle prend en charge les frais scolaires de ses garçons et continue la finition de sa maison.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 24
    View loans »
    Senegal Loans Fundraising
  • $14,756,775
    Funds lent in using Kiva
  • 483.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Haoulatou's Group's $1,450 loan helped a member to buy 20 bags of flour, firewood, yeast and carbonate and a bag of salt.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 16, 2014
Jan 25, 2014
Currency Exchange Loss:
Aug 17, 2014