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Maria Lorena
María Lorena is 23 years old and in a common-law relationship. She lives with her husband and their 2 year old son in the Mocache Canton in Los Ríos province.

The communal bank to which she belongs is called Juntos Triunfaremos [Together, we will triumph] which is located in the Jhon F. Kennedy 2 Precinct in Mocache canton, close to Ventanas. The members of this bank work in agriculture and livestock farming.

María Lorena has been earning a living by growing corn and rice for a few years now. She buys the items she needs in Ventanas at "Agroquímica Briones" and sells her products in a market in the same area.

She is requesting this loan in order to buy farming supplies that she needs to grow corn and rice. The loan will allow her to invest, and increase income for her family.

Her dream is to improve her business. She likes to work and spend time with her family.
View original language description ↓
María Lorena tiene 23 años de edad, estado civil Casada vive con el esposo y con su hijo de 2 años, Vive en el Cantón Mocache provincia de los Ríos.

La ventanilla se llama Juntos Triunfaremos se encuentra ubicada en el Recinto Jhon F. Kennedy 2, perteneciente al cantón Mocache cerca de Ventanas se dedica a labores agrícolas y pecuarias.

María Lorena se dedica a la agricultura a la siembra de maíz y arroz desde hace algunos años. Compra sus productos en Ventanas en Agroquímica Briones y las vende en el mercado del mismo lugar.

El crédito solicito para la compra de insumos agrícolas para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es mejorar en los negocios.
Le gusta trabajar y pasar con su familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Lorena to buy the supplies needed to grow corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 13, 2014
Jan 23, 2014
Currency Exchange Loss:
Feb 17, 2015