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Umrijon R. is a very hardworking woman. She is married with two children. She knows that each day she has to give her best effort and all her courage. Umrijon cultivates rice to sell at the market. She also raises animals for sale. These activities have given her feelings of satisfaction because they allow her to provide for a considerable portion of the household income.

Her husband is a construction worker and his salary helps cover the family expenses. But his work requires him to be on site, away from home, so Umrijon has to take care of everything. She has to wisely manage the money she earns from rice and cattle sales to cover the increasing expenses of her family. She also makes sure not to neglect her role as a mother. She’s very dedicated to lovingly raising her two children, who help care for the animals and land during their free time.

Umrijon is requesting a loan of 3000 Somoni ($900) for the term of twelve months to buy small cattle in order to expand her business. Please support this woman who is determined to change the course of her life through dedication and hard work.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 220
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Umrijon to purchase small cattle to expand her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 3, 2008
Sep 19, 2008
Currency Exchange Loss:
Nov 15, 2009